We recommend that before you begin your house hunting, you begin the loan pre-approval process. Getting pre-approved requires that a lender verify your financial information, and it serves as their commitment to lend a specified amount based on that information. It will give you a number of advantages:

1. When you do find a property, sellers will take your offer more seriously because you have a lender that is committed to backing your offer.
2. It does give the assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your purchasing ability.
3. You'll have a significant edge over the other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

We look forward to helping you get pre-approved either through us or any other lender. If you're interested, contact us immediately and allow our professional team to answer your financing questions.